Legal

The fundamental concept is that you should NOT rely upon the information or opinions you read. Rather, you should use what you read here
as starting points for doing independent research on companies and investing techniques. Then judge for yourself the merits of the material
that has been shared in our website. NM Investissement is not here to give you hot “tips,” to make “buy” or “sell” recommendations, or to tell you what to do with your money. We’re here to help you to learn how to make investment and personal finance decisions for yourself, and to have fun.

You are responsible for your own investment decisions. NM Investissement will not be responsible for any errors or omissions in articles
or postings, for hyperlinks embedded in messages, or for any results obtained from the use of such information. NM Investissement will
not be liable for any loss or damage caused by a reader’s reliance on information obtained in our assets. If you don’t accept this
responsibility for yourself, then you should not use NM Investissement.
If you ignore our advice to do independent research of industries, companies, and stocks, choosing instead to trade solely on information, “tips,” or opinions found in our site, you have made a conscious, willing, free, and personal decision to do so. You have also probably made a mistake.

Data & Analysis
In the material and data that we make available on our sites and apps, we rely on a wide variety of sources. We believe these sources of data to be accurate and reliable, but sometimes they may not be. NM Investissement makes no claims or representations as to the accuracy, completeness, or truth of any material contained in our areas. Nor is NM Investissement liable for any errors or delays in the content or transmission of the data on platforms. We promise not to lie to you, but we reserve the right to be wrong or even stupid.

Looking Out For Your Money
The NM Investissement website is designed to help customers obtain financial information to support their investment and personal financial decisions. This information is sometimes provided by our staff and sometimes by others.

These Terms and Conditions (“Terms”, “Terms and Conditions”) govern your relationship with the nminvestissement.com site (the “Service”) operated by NM INVESTISSEMENT SAS (“us”, “we”, or “our”).

Your access to and use of the Services is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Services. By accessing or using the Services we offer you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.
Legal Disclaimer
Information found on nminvestissement.com, and via our email communication that we produce is general information which may be helpful but should not be construed as legal, tax or other professional advice. Laws differ by state and country and we cannot guarantee the accuracy of this information for your particular scenario. You should consult an experienced attorney, tax professional or financial advisor concerning your specific situation.
Who can use the NM Investissement Services?
You must be at least 13 years of age to use the Services. No individual under these age limits may use the Services, provide any Personal Data to NM Investissement, or otherwise submit Personal Data through the Services (e.g., a name, address, telephone number, or email address).
Intellectual Property
The Service and its original content, features and functionality are, and will remain, the exclusive property of NM Investissement SAS, its subsidiaries and its licensors. The Service is protected by copyright, trademark, and other laws of both the European Union and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of NM Investissement SAS.
Links To Other Web Sites
Our Service may contain links to third party web sites or services that are not owned or controlled by NM Investissement SAS.

NM Investissement SAS has no control over, and assumes no responsibility for the content, privacy policies, or practices of any third party web sites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

You acknowledge and agree that NM Investissement SAS shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by, or in connection with use of or reliance on any such content, goods or services available on or through any such third party web sites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third party web sites or services that you visit.

Termination
We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

Limitation Of Liability
In no event shall NM Investissement SAS, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting
from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

Disclaimer
Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis.

The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

NM Investissement SAS, its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.

Exclusions
Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you.

Governing Law
These Terms shall be governed and construed in accordance with the laws of European Union.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.

Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Contact Us
If you have any questions about these Terms, please contact us: info@nminvestissement.group

Our Privacy Policy explains how NM Investissement SAS (“us”, “we”, or “our”) and some of the companies we work with collect, use, share and protect information in relation to our mobile app, website, and any software provided on or in connection with NM Investissement’s services (collectively, the “Service”, “Services”), and your choices about the collection and use of your information.

Who is NM Investissement?
NM Investissement SAS (‘NM Investissement”) is an investment informational company, not a registered broker-dealer or registered investment adviser, and does not provide investment advice. Investing involves risk and investments may lose value. Past performance does not guarantee future results.

NM Investissement was founded in 2012 by two close friends with the mission to get the world investing successfully.

Data Controller & Owner
NM Investissement SAS
16, Avenue Vion-Whitcomb 75016, Paris

Purpose of Our Privacy Policy:
This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our website and the choices you have associated with that data.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions.

Definitions:
Service
Service means the nminvestissement.com website and all other associated products operated by NM Investissement SAS.

Personal Data
Personal Data means data about a living individual who can be identified from that data (or from those and other information either in our possession or likely to come into our possession).

Usage Data
Usage Data is data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

Cookies
Cookies are small pieces of data stored on your device (computer or mobile device).

Data Controller
Data Controller means the natural or legal person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal information are, or are to be, processed. For the purpose of this Privacy Policy, we are a Data Controller of your Personal Data.

Data Processors (or Service Providers)
Data Processor (or Service Provider) means any natural or legal person who processes the data on behalf of the Data Controller.
We may use the services of various Service Providers in order to process your data more effectively.

Data Subject (or User)
Data Subject is any living individual who is using our Service and is the subject of Personal Data.

How We Use Your Personal Data
We are committed to protecting the privacy of your information. Below, we describe the ways in which we use the information we collect and receive to provide, maintain, and improve the Service; to provide troubleshooting and customer support; to protect the Service for all our users and to contact you.

– To provide and maintain our Service
– To notify you about changes to our Service
– To allow you to participate in interactive features of our Service when you choose to do so
– To provide trouble-shooting and customer support
– To gather analysis or valuable information so that we can improve our Service
– To monitor the usage of our Service
– To detect, prevent and address technical issues
– To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information

Legal Basis for Processing Personal Data Under General Data Protection Regulation (GDPR)
If you are from the European Economic Area (EEA), NM INVESTISSEMENT SAS’s legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Data we collect and the specific context in which we collect it.

NM Investissement SAS may process your Personal Data because:
– You have given us permission to do so
– The processing is in our legitimate interests and it’s not overridden by your rights (see further details under ‘Legitimate interests’)
– To comply with the law

Legitimate Interests
We process your personal data when necessary to pursue our legitimate interests in the following cases:

– Tailoring our websites, apps and communications for you. We collect information about your engagement with us online
(such as pages/screens that you have visited on our websites or apps) and combine that with aggregated insights we have about our user base, to build a fuller understanding of your individual preferences
– Send communication to our user base in relation to new content, app & feature updates, critical changes or bug updates.
– Monitoring, improving and protecting our products, content and services
– Sending you some types of direct marketing by email, including a welcome email to users and subscribers
– Responding to your comments or complaints
– Undertaking, or inviting you to take part in, market research

Retention Time
NM INVESTISSEMENT SAS will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy.
We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

NM Investissement SAS will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer time periods.

Disclosure Of Data
Business Transaction
If NM Investissement SAS is involved in a merger, acquisition or asset sale, your Personal Data may be transferred. We will provide timely notice before your Personal Data is transferred and becomes subject to a different Privacy Policy.

Disclosure for Law Enforcement
Under certain circumstances, NM Investissement SAS may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Legal Requirements
NM Investissement SAS may disclose your Personal Data in the good faith belief that such action is necessary to:

– To comply with a legal obligation – To protect and defend the rights or property of NM INVESTISSEMENT SAS
– To prevent or investigate possible wrongdoing in connection with the Service
– To protect the personal safety of users of the Service or the public
– To protect against legal liability

Security Of Data
The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

We may disclose your information to trusted third parties for the purposes set out in this Privacy Policy. We require all third parties to have appropriate technical and operational security measures in place to protect your personal data, in line with EU law on data protection rules.

Your Data Protection Rights Under General Data Protection Regulation (GDPR)
If you are a resident of the European Economic Area (EEA), you have certain data protection rights. NM Investissement SAS aims to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.

If you wish to be informed what Personal Data we hold about you and if you want it to be removed from our systems, please contact us at info@nminvestissement.group.

In certain circumstances, you have the following data protection rights:

– The right to access, update or to delete the information we have on you. Whenever made possible, you can access, update or request deletion of your Personal Data by contacting us on info@nminvestissement.group
– The right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete.
– The right to object. You have the right to object to our processing of your Personal Data.
– The right of restriction. You have the right to request that we restrict the processing of your personal information.
– The right to data portability. You have the right to be provided with a copy of the information we have on you in a structured,
machine-readable and commonly used format.
– The right to withdraw consent. You also have the right to withdraw your consent at any time where NM Investissement SAS relied on your consent to process your personal information.

Please note that we may ask you to verify your identity before responding to such requests.

You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).

How does NM Investissement disclose or share my information?
NM Investissement is not in the business of selling or renting your information.

We may employ third party companies and individuals to facilitate our Service (“Service Providers”), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose. We require these providers to agree to strict data protection requirements in keeping with our privacy policy standards and the European Union’s General Data Protection Regulation (“GDPR”)

What type of External Third Parties does NM Investissement use?
Cloud storage providers – we use cloud computing platforms that securely store all of our data, including customer details.

Email service providers – in order to send you marketing content and transactional emails, we share your details with our email service providers.

Analytics tools – we use analytics tools to track the way that users interact with our website. See more information under ‘Analytics Tools’.

Profiling tools – we use profiling tools to understand how you engage with our Services and show you content we think will be most relevant to you, based on our understanding of your interests and preferences.

Marketing and insights providers – marketing and insights tools allow us to understand our customers better so that we may provide you with the best possible website, products and customer service experience. We may share certain information about our customers to facilitate this process.

Customer service platforms – when you interact with our customer service team, your details are shared with our customer service platform providers.